Cap-it Financing Info

Financing

3 FINANCE OPTIONS!

 

3 Months - No Payments / Same as Cash

“No Payments for Three Months, No Interest if Balance Paid in Full”


6 Months - No Payments / Same as Cash 

 “No Payments for Six Months, No Interest if Balance Paid in Full”


 

Free Financing for Four Months

“No Interest with Four Equal Monthly Payments”



Terms and Conditions

 

On Approved Credit

Financing is provided by CitiFinancial Retail Services and requires credit approval.  Financing is subject to all terms and conditions in your account agreement.  Two forms of customer’s identification is required to validate the Account Application information.  One form must be a valid government-issued photo ID (driver’s licence, passport or military ID), and the second form may be a valid credit card, birth certificate or social insurance card).

 

Do not pay for 3 months with no interest

3 months No Payment, No Interest.  Administration Fee is $0.00.  Finance charges will accrue during the credit plan and a statement from CitiFinancial will be received monthly showing what is owing.  The interest that is accruing will be shown on the statement however these charges will be waived as long as the full payment has been received by the final date shown.  The amount can be paid off at any time during the three month period.  Any unpaid amount remaining after the final date will be charged the full rate of interest from the purchase date.

 

Do not pay for 6 months with no interest

6 months No Payment, No Interest.  Administration Fee is $99.00.  Finance charges will accrue during the credit plan and a statement from CitiFinancial will be received monthly showing what is owing.  The interest that is accruing will be shown on the statement however these charges will be waived as long as the full payment has been received by the final date shown.  The amount can be paid off at any time during the six month period.  Any unpaid amount remaining after the final date will be charged the full rate of interest from the purchase date.

 

4 Months Interest Free with 4 Equal Payments

4 months of equal payments, No interest.  Administration Fee is $49.00.  The purchase price is divided by four to determine the value of the equal monthly payments.  Finance charges will be waived if the payments are made each billing period. Any unpaid amount remaining after the final date will be charged the full rate of interest from the purchase date.

 

The terms of the credit promotional plan will terminate if you default under your Account Agreement.  On termination or expiry of the credit promotional plan, the standard APR of 29.99% will then apply on any unpaid balance owing under the plan from the purchase date and until it is paid in full.  See store and Account Agreement for further information. 

 

FINANCING AVAILABLE AT THESE LOCATIONS:

Abbotsford  •  Campbell River  •  Calgary North  •  Calgary South  •  Coquitlam  •  Cranbrook  •  Edmonton South   •  Fort St. John    

 Kamloops  •  Kelowna  •  Langley  •  Lethbridge  •  Medicine Hat  •  Quesnel  •  Regina   •  Surrey  •  Terrace